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Your State Regulated Final Expense Coverage
Here at Leveraged Financial we specialize in finding the best possible policy for our clients. We don't believe in "one size fits all" insurance policies. We find it very important everybody understands all their options as well as understands their current coverage
Most people don't realize how much a funeral or other final expenses might cost the family.
Others don't think affordable coverage would be available to them...
Let us help you easily know for sure.
What is "Final Expense" Coverage?
Final Expense coverage is a life insurance policy that is meant to help the family afford the funeral and any other final expenses that occur.
(Medical Bills, Burial Costs, Cremation Costs, Reception, Travel, etc...)
So... the insurance company pays the funeral home??
Nope! When you pass we can help your family submit a claim (or they can do it themselves) and the insurance company would write your beneficiaries a check that they can then cash tax-free and use to pay for whatever the family needs help paying for.
Would this be Term or Whole Life?
Traditionally Final Expense Coverage is Whole Life.
This is because whole life is permanent coverage that has level premiums.
What that means is once you get approved at a certain age and health that will be your rate you pay forever. They won't raise your monthly payments on you down the road like some insurance policies.
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info@leveraged-financial.com
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