What Happens If...

• You get diagnosed with cancer

• You suffer a heart attack or stroke

• You need to access cash during a financial emergency

• You pass away unexpectedly

• The market drops right before retirement and you lose 20-50% of your retirement income

Most families are underinsured.

Most retirement plans are over taxed.

Most people just assume

"It won't happen to me"

The Living Benefits Indexed Universal Life Strategy

An Indexed Universal Life (IUL) policy can be a permanent life insurance policy that could :

✅ Provide tax-free death benefit to your family

✅ Build cash value you can access while alive

✅ Offer protection from market losses

✅ Include accelerated death benefits if diagnosed with chronic, critical, or terminal illness

✅ Have the ability to access cash in a tax advantaged methods while it still performs within the policy

✅Provide a flexible premium life insurance solution to your family

✅The list goes on....

This ISN'T just life insurance, its a powerful tool for the family if used correctly.

Did You Know?

⭐Most products have a 0% floor. Meaning the lowest you could earn is 0%. When the market tanks your money is protected.

⭐There are multiple ways to access your cash value within the policy. Including ways that allow a tax-free access.

⭐In most cases there are no limits to how much you can put into an IUL unlike with most retirement accounts.

⭐There are no age limits to when you can access the cash value within the policy. Once it's there it's accesible.

⭐No capital gains tax - As long as the policy is structured correctly

⭐Protected Non Taxable clean transfer of your death benefit to your beneficiary at your death.

⭐In most cases, Multiple different indexes to choose from for growth potential

Need a Recap?

Watch this video to learn a bit more about this strategy.