Helping Families Prepare - Without Confusion

A Clear Simple Way to Plan Ahead

Planning for Final Expenses doesn't have to be complicated or uncomfortable. This page is designed to help you understand your options and decide what makes sense for you and your family.

Meet Eduardo

Hey, I'm Eduardo Cruz Figueroa.. But My Friends Call Me Figs.

I work with families to help them understand their options when it comes to final expense and burial insurance.

My role isn't to push some product. Its simply to educate you, answer any questions, and help you decide whether planning ahead makes sense for your situation.

As an independent broker, I work with multiple insurance companies so I can focus on finding options that fit your needs, not just one company's products.

So Who Is Final Expense Coverage For ??

What IS FINAL EXPENSE COVERAGE??

Final Expense Insurance is a type of life insurance that is designed to help cover costs such as

  • Funeral and Burial Expenses

  • Medical Bills & Outstanding Debts

  • Other End-of-Life costs that can fall on family members

These plans are typically smaller in coverage amount and are meant to provide peace of mind rather than replace income or leave a legacy

Final Expense Coverage Could Be A Good Fit If...

  • You want to avoid leaving any financial stress on loved ones

  • You don't need a large life insurance policy

  • You prefer a simple, more straightforward plan

  • You want coverage designed for end-of-life costs

Everyone's Situation Is Different The Goal Is To Find What Fits YOU, Not What Sounds Good On Paper

Why Work With An Independent Broker?

Well... Working with a broker means a few things.

FOR EXAMPLE

  • Access to multiple insurance companies. Giving you the best chance of approval

  • Help comparing options, pricing, and features

  • Guidance without being tied to just one carrier

  • A personal relationship tied to your policy

  • Someone who knows you that's able to help you service your policy in the future or service the family when it comes time to get that check to the family.

VS.

  • A Captive agent who can only offer you one companies product

  • Buying online without guidance or explanation

  • Depending on workplace coverage that will expire when you retire or rise in price as you get older

  • Not having anything in place for the family and them having to resort to spending hard earned savings, charging the costs to a credit card, securing a loan... or worst of all having to start a GoFUND Me

What This Is & What It Isn't

This IS

It ISN'T

  • An Educational Review

  • A no obligation conversation about protecting your family.

  • An open environment to ask questions and learn more about different plans and policies and how they work

  • A High Pressure Sales Call

  • Some confusing presentation with industry jargon built to confuse and convince you

  • Absolutely not a one-size-fits-all solution

Wanna Skip The Wait & Just Book Your Own Time To Talk?