Meet Christian

I work with individuals and families who want more clarity and confidence around their retirement planning especially when it comes to taxes, market volatility, and long-term income.

Like many people, I’ve seen firsthand how confusing retirement planning can be. Most families are told to “just keep contributing” to a 401(k or IRA, without ever seeing how taxes, timing, and market downturns can impact what they actually get to keep.

That’s what led me to focus on education first.

Today, I help people understand how different strategies. Which include tax-advantaged approaches like Indexed Universal Life. Which may fit into a well-rounded retirement plan. My goal isn’t to push a product. It’s to help you make informed decisions based on your goals, timeline, and comfort with risk.

The Retirement Risks Most People Aren’t Planning For

• Sequence of Returns Risk

• Outliving Retirement Income

• Rising Tax Rates in Retirement

• Market Downturns Just Before or During Retirement

• Limited Flexibility with Traditional Retirement Accounts

If you’ve ever wondered how these risks could affect your future income, you’re not alone.

What Many People Don’t Know About Tax-Advantaged Retirement Strategies

There are financial strategies like the Indexed Universal Life (IUL) — that may be used as part of a broader retirement plan.

When structured properly, these strategies are designed to:

• Provide tax-advantaged access to funds

• Offer protection from direct market losses

• Add diversification outside traditional retirement accounts

• Create flexibility for future income planning

This is not about replacing your current retirement plan. It’s about understanding whether an additional strategy could help improve your overall outcome.

What You’ll Get in Your Free Retirement Review

• A high-level look at your current retirement strategy

• Discussion around tax efficiency and income flexibility

• Overview of potential market exposure risks

• Education on how strategies like IUL may fit in your retirement plan

• No pressure, no obligation

Common Questions

What is IUL?

Indexed Universal Life is a flexible permanent insurance with growth tied to market indexes.

How do taxes work?

IUL withdrawals can be tax-free if managed properly, helping protect your retirement income.

Who should consider IUL?

Adults 35 to 65+ worried about market swings, taxes, and wanting steady retirement income may benefit.

Is this a sales pitch?

No, Christian offers a free strategy review with no obligations

What do I need for the review?

Just bring your current retirement account details like 401(k), IRA, or pension info.

How do I schedule a free review?

Click the link below and schedule a time on Christian's calendar

See If This Strategy Makes Sense for You

If you’re within 10–25 years of retirement and want to better understand your options, this free review can help bring clarity.